3 NYCRR Part 82
Part 82, authorized by New York Banking Law § 6-f, governs alternative (adjustable-rate, graduated-payment, balloon-payment and similar non-fixed-rate) mortgage instruments. It regulates permissible adjustments to the interest rate, payment, balance or term; negative amortization (deferral and capitalization); change-in-terms notifications; borrower disclosures; prepayment penalties; first-lien revolving credit lines; and bridge loans, and requires compliance with parallel federal regulation.
3 NYCRR Part 38
3 NYCRR Part 79
N.Y. Banking Law § 6-l
N.Y. Banking Law § 6-m
N.Y. Banking Law Article 12-D (§§ 589–599)
N.Y. Real Property Actions and Proceedings Law § 1304
Pin a building and we'll surface every amendment, effective-date change, and filing deadline as it happens.