3 NYCRR Part 79
Part 79 governs reverse mortgage lending in New York, setting requirements for advertising restrictions (79.4), loan terms (79.5), permitted fees, costs and payments (79.8), maintenance of the secured property (79.6), prohibited conduct and penalties (79.11), and mandatory borrower disclosures and counseling (79.9). Section 79.9 requires a counseling session with a Department-approved housing counselor structured around a mandatory counseling checklist, and the rules provide a non-waivable 3-day cooling-off period after application plus a non-waivable 3-day right-to-cancel period after the commitment is signed so borrowers can reconsider before closing.
3 NYCRR Part 38
3 NYCRR Part 82
N.Y. Banking Law § 6-l
N.Y. Banking Law § 6-m
N.Y. Banking Law Article 12-D (§§ 589–599)
N.Y. Real Property Actions and Proceedings Law § 1304
Pin a building and we'll surface every amendment, effective-date change, and filing deadline as it happens.