3 NYCRR Part 38
Part 38 implements Banking Law Article 12-D by regulating mortgage advertising (including the required 'Licensed Mortgage Banker-NYS Banking Department' and 'Registered Mortgage Broker-NYS Banking Department' legends), the disclosures and procedures for loan applications and commitments (including rate lock-in/guaranteed-rate agreements), fee disclosure, and prohibited or improper conduct by mortgage bankers and brokers. It requires that any application or processing fee be reasonably related to the services performed, and bars taking an application, application fee, credit report fee, or property appraisal fee before the required disclosures are made.
3 NYCRR Part 79
3 NYCRR Part 82
N.Y. Banking Law § 6-l
N.Y. Banking Law § 6-m
N.Y. Banking Law Article 12-D (§§ 589–599)
N.Y. Real Property Actions and Proceedings Law § 1304
Pin a building and we'll surface every amendment, effective-date change, and filing deadline as it happens.