Underwrite residential and commercial loans faster with instant property intelligence. Violations, permits, tax records, title history, zoning, and environmental flags from 270+ government sources — for any of 9.4M+ tri-state addresses.
Last updated: March 2026 · 9.4M+ properties indexed
Mortgage lenders use RegWatch to screen properties before committing to loans. A single search returns violations, permits, tax records, title history, and environmental flags — the same data an underwriter would spend hours assembling from 6+ government websites.
Loan officers and underwriters evaluate dozens of properties per week. For each one, you need to verify that the property matches the loan application — correct building class, no open violations that affect value, clear tax status, proper zoning for the intended use.
Traditionally this means searching DOB BIS, HPD Online, ACRIS, DOF, ZoLa, and ECB separately — 30-60 minutes per property. RegWatch consolidates all of this into one search, one report in under 3 seconds.
For a loan officer processing 20 applications per month, that's 10-20 hours saved — and better risk coverage because nothing falls through the cracks.
RegWatch fits into every stage of the lending process:
Residential lenders use RegWatch to verify property condition, check for open violations that could affect FHA/VA eligibility, and confirm tax and lien status. HPD violations (lead paint, heat, pests) are especially relevant for 1-4 family homes and small multifamily.
Commercial lenders use RegWatch for deeper due diligence on multifamily, mixed-use, and commercial properties. DOB violations, ECB judgments, and outstanding fines directly affect property value and operating costs. Zoning verification ensures the property's use matches the loan purpose.
Both benefit from RegWatch's portfolio monitoring — set up alerts on collateral properties and get notified the day a new violation is filed or a tax lien is recorded.
RegWatch covers 9.4 million properties across NYC (5 boroughs), New Jersey (21 counties, 565 municipalities), and Connecticut (169 towns). Whether you're underwriting a Brooklyn brownstone, a Bergen County colonial, or a Fairfield County estate, the same search works everywhere.
For NYC properties, data comes from 11+ city agencies (DOB, HPD, DOF, ECB, FDNY, DCP, and more). For NJ, we aggregate NJGIN parcels, SR-1A sales, and DCA permits. For CT, CAMA assessments and Grand List valuations.
Unlimited property data is free — no credit card required. PDF reports start at $5. For lending teams processing volume, Pro ($50/mo) includes 100 reports with branded PDFs and portfolio monitoring.
Replace hours of manual research with one search. Better risk assessment, faster closings, stronger loan files.
No. RegWatch provides preliminary property intelligence from public data sources. It is not a replacement for a title search conducted by a licensed title company, and RegWatch reports do not constitute title insurance. Use RegWatch for initial screening and risk assessment — then order a full title search through your title company.
Yes. RegWatch PDF reports are designed for professional use and include source attribution for all data. Many lenders include RegWatch reports as supplemental due diligence documentation alongside traditional title reports and appraisals.
NYC violation data is sourced from DOB, HPD, and ECB Open Data APIs and is updated multiple times per day. NJ and CT data freshness varies by source. For time-sensitive decisions (closing day), always verify critical items directly with the issuing agency.
RegWatch surfaces the property data relevant to FHA and VA requirements — open violations, building condition indicators, environmental flags, and flood zone status. However, RegWatch does not perform formal FHA/VA compliance certification. Use the data to identify potential issues early in the process.
Individual reports start at $5 (Basic), $10 (Comprehensive), or $15 (Full). For teams, Pro at $50/mo includes 100 reports with branded PDFs and portfolio monitoring. Unlimited at $100/mo provides unlimited reports. Your first report is always free.
Yes. RegWatch's portfolio monitoring feature lets you add properties to a watchlist and receive alerts when new violations are filed, tax liens are recorded, or permit activity changes. This is especially useful for construction loans and bridge financing where property condition changes during the loan term.
Search 9.4M+ properties across NYC, NJ & CT. Unlimited free property data – no credit card required.
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