Assess property risk for insurance underwriting with violation and compliance data.
Search any address to see violations, permits, ownership, tax, and more — no account needed.
Insurance underwriters evaluating NYC properties need data-driven risk assessment. A property's violation history, building systems compliance, construction quality, and regulatory status directly impact risk profiles. Buildings with chronic violations, deferred maintenance, or safety compliance issues represent higher underwriting risk.
Traditional insurance underwriting relies on inspections and applicant disclosures, which may not capture the full picture of a building's regulatory compliance. Open violations for fire safety, structural issues, or building systems failures represent material risk factors that should inform pricing and coverage decisions.
RegWatch enables insurance underwriters to quickly assess a property's regulatory risk profile. Review violation history across DOB, HPD, FDNY, and other agencies, check building systems compliance (elevators, boilers, sprinklers), and identify patterns that indicate deferred maintenance or systemic issues.
Generate a comprehensive report for the property being underwritten.
Review open and historical violations, focusing on fire safety, structural, and building systems issues.
Verify elevator, boiler, sprinkler, and fire alarm inspection compliance. Failed inspections indicate risk.
High complaint volumes may indicate poor management and increased loss exposure.
Use the comprehensive risk profile to inform pricing, coverage terms, and risk mitigation requirements.
Complete property intelligence from 273 sources. Violations, permits, tax records, zoning, title data, and more.